It is important for a victim of an accident in the United States to understand that their personal injury claim is valid before settling with the accident’s insurance company or attempting litigation.
A good understanding of the amount of compensation to which you are legally entitled allows a victim to recognize the offer of a valid settlement and effectively assess the costs and benefits of litigation.
The personal injury lawyers can help you better understand what its benefits and advise you throughout the process that lasts personal injury case.
If you have had any of the following expenses caused by an accident, then you may be entitled to compensation for them:
Medical Expenses – All of your medical expenses that were not covered by your insurance may be compensable. This includes medical care such as surgeries and visits to the doctor, and medical bills such as nursing care and prescription drug costs.
Rehabilitation Costs – Ongoing rehabilitation costs such as care provided by a medical professional in your home, physical therapy, speech therapy, occupational therapy, and other rehabilitation costs are reimbursable.
Out-of-pocket expenses – If you spend on childcare, cleaning aids, drivers, or other support personnel that you did not need prior to your injuries, those expenses are generally compensable. You can also receive compensation for expenses you will incur in the future.
Lost wages – Loss of income due to being out of work, projected time spent away from work, reduced work hours, income reductions due to a change in profession caused by your injuries are compensable.
Pain and Suffering – Loss of experiences such as attending school, going to social events, and taking vacations may entitle you to compensation. Embarrassment, physical pain and suffering incurred due to physical disabilities or disfigurement caused by the accident may also be compensable.
Property Damage – If there was property damage as a result of the accident in question, you may be entitled to monetary compensation for those damages.
When Can Compensation Be Reduced
The compensation described above may be reduced if you were at fault in the accident.
Insurance companies and courts will usually assign your personal injury liability to you at a certain percentage. That is, the award of compensation will be reduced by your percentage of responsibility.